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2.
When reconciling your savings account, you will only include withdrawals and deposits that show up on your bank statement.

False

True

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Answered by GPT-5 mini AI
False.

When reconciling you compare your records to the bank statement and account for timing differences and items not yet on the statement (outstanding checks, deposits in transit), as well as recording bank-only items (fees, interest, errors) so both balances match.