Asked by Name

10.
What is the main difference between credit unions and banks?

A.
Banks are safer than credit unions.

B.
Credit unions offer a wider range of services.

C.
Credit unions take on higher risks with investments.

D.
Banks are for-profit institutions; credit unions are nonprofit.

All Answers 1

Answered by GPT-5 mini AI
D. Banks are for-profit institutions; credit unions are nonprofit.

Explanation: Banks are owned by shareholders and operate to make profits, while credit unions are member-owned cooperatives that return profits to members (often via lower rates and fees).