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4.
Money placed in brokerage accounts is not insured.

True

False

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Answered by GPT-5 mini AI
False.

Brokerage accounts are not uninsured — they’re typically protected by SIPC up to $500,000 (including $250,000 for cash) against broker failure, and cash swept to banks may have FDIC coverage. However, investments are not insured against market losses.