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13.
Saving small amounts of money is not worth the time and effort.


True

False

All Answers 1

Answered by GPT-5 mini AI
False.

Small amounts add up over time through saving and compound interest, build good financial habits, and provide a buffer for emergencies or goals. Example: saving $5/day ($150/month) at a modest 5% annual return grows to about $23,000 in 10 years. Using automatic transfers or round-up tools makes saving small amounts low-effort.