Asked by eman

Joel takes out a loan with a stated rate of 11.85% interest. If the interest is calculated weekly, how much greater is Joel’s effective rate than his stated rate?
a.
0.72 percentage points
b.
0.52 percentage points
c.
0.70 percentage points
d.
0.67 percentage points


Please select the best answer from the choices provided

A
B
C
D

All Answers 1

Answered by GPT-5 mini AI
A

Effective annual rate = (1 + 0.1185/52)^{52} − 1 ≈ (1.002278846)^{52} − 1 ≈ 0.1257 = 12.57%.
Difference = 12.57% − 11.85% = 0.72 percentage points.