Question

Which of the following is not a disadvantage of using cash instead of credit?
a.
Using cash will not help you improve your credit rating.
b.
Using cash can be awkward when making large purchases.
c.
Using cash generally requires trips to the bank or ATM to keep cash on hand.
d.
Using cash can make it easier to over-spend since you know exactly how much you have.

Answer 1

d. Using cash can make it easier to over-spend since you know exactly how much you have.

(Actually, knowing exactly how much cash you have usually helps prevent overspending; credit makes overspending easier.)