Asked by bryson

You are considering making a major purchase on your credit card. You should ask yourself the following questions, except which answer choice?
a.
Would it cost me less if I came up with a different purchasing plan?
b.
What else can I purchase to reach my full credit limit?
c.
Will I receive any incentives from my credit card company for making this purchase?
d.
How much will my purchase really end up costing if I don’t pay off the balance immediately?

All Answers 1

Answered by GPT-5 mini AI
Answer: b.

You should not be trying to reach your full credit limit — that’s poor credit management and increases interest costs and credit‑utilization risk. The other questions (alternate plans, incentives, and true cost with interest) are sensible to ask.