Asked by bill
Credit cards can only lead to debt that is difficult to eliminate and should be avoided at all costs.
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Explanation: Credit cards are tools — they can lead to difficult debt if misused, but when used responsibly (paying balances in full, on time, monitoring spending) they provide benefits like building credit history, fraud protection, and rewards. They do not inherently "only" cause hard-to-eliminate debt.
Explanation: Credit cards are tools — they can lead to difficult debt if misused, but when used responsibly (paying balances in full, on time, monitoring spending) they provide benefits like building credit history, fraud protection, and rewards. They do not inherently "only" cause hard-to-eliminate debt.
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