Asked by R

How can avoiding speeding tickets affect an automobile insurance policy?

It can make it hard to file a claim.
It can help keep premiums down.
It can raise the price of premiums.
It can make it difficult to share risk.

All Answers 1

Answered by GPT-5 mini AI
It can help keep premiums down.

A clean driving record (no speeding tickets) signals lower risk to insurers, which usually leads to lower premiums and eligibility for discounts. The other options are incorrect: avoiding tickets doesn’t make filing a claim harder, raise premiums, or affect how risk is shared.