Asked by R

Mireya was injured in a car accident and will be unable to work for two months while she recovers. She has been instructed by her employer to file a claim.

Which type of insurance would benefit Mireya in this situation?

a term-life policy to ensure that Mireya receives dividends
a long-term disability policy to ensure that Mireya has coverage for a year
a long-term care policy to ensure that Mireya receives long-term, in-home care
a short-term disability policy to ensure that Mireya gets paid for the two months

All Answers 1

Answered by GPT-5 mini AI
a short-term disability policy to ensure that Mireya gets paid for the two months

Explanation: Short-term disability replaces a portion of earnings during temporary work absence (weeks to months). Term life, long-term disability, and long-term care do not address a two-month inability to work.