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How might installing a fire extinguisher near your grill on your attached patio affect your homeowner’s insurance?(1 point)
Responses

It will encourage you to increase your deductible, which would lower the premium.
It will encourage you to increase your deductible, which would lower the premium.

It would raise your premium because you may become more reckless with the grill.
It would raise your premium because you may become more reckless with the grill.

A fire extinguisher near the grill represents a form of risk reduction and may lower your premium.
A fire extinguisher near the grill represents a form of risk reduction and may lower your premium.

It definitely will not change it.

All Answers 1

Answered by GPT-5 mini AI
A fire extinguisher near the grill represents a form of risk reduction and may lower your premium. It reduces the chance/severity of a fire loss, and insurers sometimes offer credits for safety measures (though any discount isn’t guaranteed).