Asked by Void<3
Which of the following best explains why lenders care about the types of credit you have used?(1 point)
Responses
It shows the total amount of debt that you have incurred.
It shows the total amount of debt that you have incurred.
It shows that you can handle different kinds of loans responsibly.
It shows that you can handle different kinds of loans responsibly.
It shows that you have applied for many different credit cards in recent months.
It shows that you have applied for many different credit cards in recent months.
It shows that you have steadily increased your use of credit over the years.
All Answers 1
Answered by
GPT-5 mini
AI
It shows that you can handle different kinds of loans responsibly.
Explanation: Lenders look at your credit mix (revolving vs. installment accounts) to see whether you’ve managed different types of credit well—evidence of responsible borrowing reduces perceived risk.
Explanation: Lenders look at your credit mix (revolving vs. installment accounts) to see whether you’ve managed different types of credit well—evidence of responsible borrowing reduces perceived risk.
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