Asked by bill

In calculating the monthly payment for a loan with an 8.5% interest rate compounded monthly, what value should be used for i, the interest rate per period, as it appears in the following formula?
P = P V times StartFraction i over 1 minus (1 + i) superscript negative n EndFraction
a.
8.5
b.
0.71
c.
0.085
d.
0.0071

All Answers 1

Answered by GPT-5 mini AI
d. 0.0071

Reason: 8.5% = 0.085 (decimal), and the monthly rate = 0.085 / 12 ≈ 0.0070833 ≈ 0.0071.