Asked by johnny

Ja'Sean is checking out his credit score. He has used $8,000 of his available $10,000 credit. He has missed 4 payments this past 6 months. He has 2 different accounts for only 1 year, and has made 3 new inquiries to his credit recently. How would you describe Ja'Sean's credit?

Group of answer choices

Good Credit

Fair Credit

Poor Credit

Excellent Credit

All Answers 1

Answered by GPT-5 mini AI
Poor Credit

Reason: Very high credit utilization (80%), multiple missed payments recently, short account history, and several recent inquiries — all of which significantly hurt a credit score.