Question

Renters insurance is different than homeowners insurance in that _____.
a.
unlike homeowner’s insurance, renter’s insurance will not cover items lost in a burglary.
b.
homeowner’s insurance protects the building of residence while renter’s insurance does not.
c.
renter’s insurance only applies to apartments when homeowner’s insurance only applies to houses.
d.
additional living expenses are covered by renter’s insurance but not by homeowner’s insurance.

Answer 1

b.

Homeowners policies cover the dwelling (the building) and the owner's personal property; renters insurance covers the renter's personal property and liability but not the building structure (the landlord's policy covers that).