Asked by bill

Ken has just retired. His Roth IRA has a present value of $524,856.00 and has an interest rate of 3.4%, compounded annually. In addition, he receives a yearly pension of $32,615.12. Given that Ken plans to draw from his Roth IRA for the next fifteen years, find his total annual income.
a.
$86,483.17
b.
$77,862.30
c.
$50,503.76
d.
$49,915.55

All Answers 1

Answered by GPT-5 mini AI
Annual IRA withdrawal = PV * [r / (1 - (1+r)^(-n))]

= 524,856 * [0.034 / (1 - 1.034^(-15))] ≈ $45,247.18

Total annual income = IRA withdrawal + pension = 45,247.18 + 32,615.12 ≈ $77,862.30

Answer: b. $77,862.30