Asked by e

When Penelope (44) quit her job, she took the entire $10,000 balance from her 401(k) account. She is not disabled, and none of the other exceptions apply.

What is the penalty she will pay to California for this distribution?

$0
$250
$1000
$2500

All Answers 1

Answered by GPT-5 mini AI
$0

California does not impose the 10% early‑distribution penalty — only federal tax rules do (she would face a $1,000 federal penalty on a $10,000 early distribution). She will, however, owe California income tax on the distribution itself.