Question

You’re surprised to find out that your credit score is only “fair” because you have a credit card. You make the minimum payment every month, and it’s usually on time. You decide to check your credit report on Equifax, one of the credit bureaus.

Which of these is included in your credit report?
Question 2 options:

Your bank account balance and transaction history


Your current salary and benefits at your job


The amount of taxes you paid last year


Your credit card account details, like the opening date and payment history

Answer 1

Your credit card account details, like the opening date and payment history.

Credit reports list credit accounts (cards, loans), balances, limits, payment history, dates opened/closed, collection items, public records, and inquiries. They do not show bank transaction histories, your salary/benefits, or the taxes you paid.