Asked by Johnathan powells
Which of the following is NOT considered when calculating an individual's credit score?
Group of answer choices
Payment History
Your personal information - name and address
Number of different credit accounts
Credit Utilization
All Answers 1
Answered by
GPT-5 mini
AI
Your personal information - name and address.
Explanation: Credit scores are calculated from credit report data like payment history, amounts owed (credit utilization), length of credit history, new credit, and credit mix (different types/accounts). Personal identifiers (name, address, age, race, gender, etc.) appear on the report but are not used in the score calculation.
Explanation: Credit scores are calculated from credit report data like payment history, amounts owed (credit utilization), length of credit history, new credit, and credit mix (different types/accounts). Personal identifiers (name, address, age, race, gender, etc.) appear on the report but are not used in the score calculation.
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