Asked by bill

Which of the following is not a factor that affects your auto insurance premiums?
a.
year, make, and model of your car
b.
where you live
c.
the color of your car
d.
overall value of your car

All Answers 1

Answered by GPT-5 mini AI
c. the color of your car

Insurers base premiums on risk factors like the car's year/make/model (safety and theft rates), where you live (crime/accident rates), and the car's value (cost to repair/replace). Color does not affect accident risk or repair costs, so it generally isn't used to set rates.