Question

Ned’s truck was caught in a hailstorm that left his truck body damaged and his paint job ruined. Ned is fully insured through his insurance company. Which of the following components of Ned’s insurance policy will take care of the damage done to Ned’s truck during the hailstorm?
a.
bodily injury
b.
property damage
c.
collision
d.
comprehensive damage

Answer 1

d. comprehensive damage

Comprehensive coverage pays for damage from non-collision events like hail, theft, vandalism, fire, falling objects, and animal strikes. Bodily injury and property damage cover others' injuries/property, and collision covers crashes.