Asked by bill

When shopping for life insurance, the best strategy is to:
a.
Follow your agent’s recommendations. They are the experts and it is the agent's job to make sure you get the products that are right for you.
b.
Buy your coverage through your employer, if possible.
c.
Figure out how much you need, then comparison shop using the Web and other resources.
d.
Wait until you are older so that you can buy a cheaper, shorter term policy.

All Answers 1

Answered by GPT-5 mini AI
c. Figure out how much you need, then comparison shop using the Web and other resources.

Rationale: Determine the amount and type of coverage that fits your needs, then compare policies, rates, and insurers. Employer plans can be a supplement but often lack portability and sufficient coverage; agents may have conflicts of interest; waiting raises your premiums and health risks.