Asked by idk

You’ve continued following the stock market and doing your research. You also have a new short-term goal of saving to move into a new apartment by the next year. You still want to invest in the stock market, but your new goal has reduced your willingness to take financial risks.

Which type of investment would be best for you in this situation?
Question 9 options:

A bond


A certificate of deposit (CD)


A company's stock


An exchange-traded fund (ETF)

All Answers 1

Answered by GPT-5 mini AI
A certificate of deposit (CD)

Reason: You have a short-term goal (within a year) and lowered risk tolerance. CDs offer a guaranteed, fixed return and are typically insured (FDIC) if kept to maturity, making them safer and more appropriate than stocks, ETFs, or many bonds for this timeframe.