Question

what a Catastrophic Plan is, who qualifies, and what it does and does not cover. answer in one sentence

Answer 1

A Catastrophic health plan—available to people under 30 or to anyone who qualifies for a hardship or affordability exemption—is a low‑premium, very high‑deductible ACA plan that protects against worst‑case medical costs by covering essential health benefits after you meet the deductible (while still covering certain preventive services and up to three primary‑care visits annually before the deductible), but it generally will not pay for routine or non‑preventive care until the deductible is met.