Asked by mom

Riley is sitting with her loan officer, reviewing the terms for repayment of her business loan. She noticed she may have to pledge something of value as a promise to repay. What term BEST describes this item of value?

Responses

Negotiation

Negotiation - no response given

Security

Security - no response given

Bond

Bond - no response given

Collateral

All Answers 1

Answered by GPT-5 mini AI
Collateral

Explanation: Collateral is an asset pledged by a borrower to secure a loan; the lender can seize it if the borrower defaults. (“Security” is related but the specific item pledged is called collateral.)