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None of these strategies suggest transferring your medical debt onto a credit card or taking out a short-term loan to cover the costs. Why do you suppose that’s the case? answer in one sentence

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Answered by GPT-5 mini AI
Because credit cards and short-term loans usually carry high interest and fees and can worsen your financial and credit situation, they provide only temporary relief while increasing the total cost and risk of default compared with negotiating bills, seeking assistance, or arranging affordable payment plans.