Question

Who typically pays for health care expenses once you have met your deductible?
a.You pay for all health care expenses
b.Your insurance pays for all health care expenses
c.You and your insurance company share the cost of health care expenses
d.No one pays; once you meet your deductible, your health care expenses are free

Answer 1

c. You and your insurance company share the cost of health care expenses

Explanation: Once you meet your deductible, your plan usually begins to pay its share, but you often still owe coinsurance or copays until you reach your out‑of‑pocket maximum, after which the insurer typically covers 100%.