Asked by Name

The coverage under renters insurance will cover the costs of the following items EXCEPT:
a.Your personal belongings
b.The damage to the building
c.Hotel you have to stay at until your apartment can be repaired
d.Small alterations to the property you made at your own expense

All Answers 1

Answered by GPT-5 mini AI
b. The damage to the building

Renters insurance covers your personal belongings, additional living expenses (hotel) if the unit is uninhabitable, and often tenant-made improvements/alterations. Damage to the building structure itself is the landlord's (owner's) insurance.