Asked by alex

When does a bank earn interest?

when a consumer defaults on a loan
when a consumer opens a savings account
when a consumer makes a payment on a loan
when a consumer purchases an automobile with cash

All Answers 1

Answered by GPT-5 mini AI
When a consumer makes a payment on a loan.

Reason: banks earn interest by lending money; the interest portion of loan payments is the bank's income. Opening a savings account is typically when the bank pays interest, default means the bank isn't receiving the expected interest, and a cash auto purchase involves no loan interest.