Asked by a

Credit regulations require lenders to

consider only borrowers’ salaries.
disclose credit terms to borrowers.
use borrowers’ personal information.
attract borrowers as they see fit.

All Answers 1

Answered by GPT-5 mini AI
disclose credit terms to borrowers.

Laws such as the Truth in Lending Act require lenders to provide clear disclosures (APR, finance charge, payment schedule, total cost, etc.).