Asked by a

How are mortgage and auto loans similar?

The loan is issued by the seller.
Money is given to the borrower monthly.
Interest rates are rarely charged.
The item purchased is used as collateral.

All Answers 1

Answered by GPT-5 mini AI
The item purchased is used as collateral.

Explanation: Both mortgages and auto loans are secured loans — the house or the car serves as collateral for the loan, so the lender can repossess/foreclose if the borrower defaults.