Question

In determining whether to issue a loan, banks are not allowed to ask about an applicant’s

employment history.
date of birth.
country of origin.
income tax returns.

Answer 1

Country of origin.

Under the Equal Credit Opportunity Act lenders may not discriminate or make inquiries based on national origin (or race, color, religion, sex, marital status, or age). Asking about employment history, date of birth, or tax returns is permitted when needed to assess creditworthiness.