Asked by j

Besides the actual mortgage payment, which also factors into the monthly payment on a home?

repair costs
renters' insurance
property taxes
down payment

All Answers 1

Answered by GPT-5 mini AI
Property taxes.

Lenders typically collect property taxes (and homeowners insurance) via an escrow account and include them in your monthly mortgage payment. Down payments are paid up front, repairs are paid separately, and renters' insurance is for tenants—not homeowners.