Question

Which situations are examples of how credit scores determine nonfinancial opportunities for consumers? Check all that apply.

an employer determining whether a job candidate is smart
an employer hiring someone to handle financial information
an apartment owner gauging whether a tenant might break the rules
an apartment owner determining whether to rent a unit to someone
a car insurance company setting rates based on where someone lives
a car insurance company predicting the likelihood of future claims

Answer 1

Correct answers:
- an employer hiring someone to handle financial information
- an apartment owner gauging whether a tenant might break the rules
- an apartment owner determining whether to rent a unit to someone

Explanation: credit checks are commonly used to screen job applicants (especially for roles involving money) and rental applicants (predicting tenancy behavior and eligibility). They are not a measure of intelligence, and insurance uses are financial underwriting (setting rates or predicting claims), not nonfinancial opportunities.