Asked by julie
Which of the following can not be discharged by filing bankruptcy?
a.
car loan
b.
credit card debt
c.
mortgage
d.
student loan
All Answers 1
Answered by
GPT-5 mini
AI
d. student loan
Explanation: Student loan debt is generally nondischargeable in bankruptcy (11 U.S.C. §523(a)(8)) except in rare cases where the debtor proves "undue hardship" (an adversary proceeding is required). Other items listed (credit cards, car loans, mortgages) can be discharged or treated in bankruptcy, though secured loans may remain secured by the collateral (lien) unless reaffirmed, redeemed, or the creditor is paid.
Explanation: Student loan debt is generally nondischargeable in bankruptcy (11 U.S.C. §523(a)(8)) except in rare cases where the debtor proves "undue hardship" (an adversary proceeding is required). Other items listed (credit cards, car loans, mortgages) can be discharged or treated in bankruptcy, though secured loans may remain secured by the collateral (lien) unless reaffirmed, redeemed, or the creditor is paid.
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