Question

Which of the following is not a disadvantage of using credit instead of cash?
a.
Credit cards increase the likelihood of impulse buying.
b.
Credit cards can be used to increase your credit score.
c.
Credit cards generally come with interest and other fees that cash does not.
d.
Credit cards require a good credit rating and responsible credit maintenance.

Answer 1

b. Credit cards can be used to increase your credit score.

This is a benefit of using credit (when used responsibly), whereas the others are disadvantages (impulse buying, interest/fees, and the need for good credit/responsibility).