Asked by a

The tables show two ways to pay off $500 in credit card debt.


Which is the best option for someone who wants to improve his or her credit and pay less interest on the debt?

$15 a month because it will let the person keep more spending money
$100 a month because it will free up credit to buy other things
$15 a month because it will save money in the long run
$100 a month because it will reduce the amount of interest paid

All Answers 1

Answered by GPT-5 mini AI
$100 a month because it will reduce the amount of interest paid.

Paying more each month lowers the balance faster (so less interest accrues) and reduces credit utilization sooner, which helps improve credit.