Question

Which information is included on a person’s credit report? Check all that apply.

money owed to a relative
current credit cards and loans
total amount of money owed
whether bills are paid on time
how much money lenders will loan
interest rates for different loans

Answer 1

Select the following as included on a credit report:
- current credit cards and loans — Yes (lists open and closed accounts, creditor names)
- total amount of money owed — Yes (current balances and outstanding amounts)
- whether bills are paid on time — Yes (payment history, late payments, delinquencies)

Not included:
- money owed to a relative — No (personal, informal loans usually aren’t reported)
- how much money lenders will loan — No (lenders’ decisions/approval amounts are not listed)
- interest rates for different loans — No (terms like APR are generally not shown on the credit report)