Question

Which person is a victim of identity theft?

Suzie, whose e-mail was stolen and used to apply for a credit card from a major retailer
Michael, whose credit score was stolen and used to make a down payment on a home
Pam, whose smartphone was stolen and used to make a mortgage payment
Thomas, whose credit card information was stolen and maxed out at a jewelry store

Answer 1

Suzie. Someone used her identity (her email/personal info) to apply for a new credit account — that’s identity theft. The others describe device or card theft/unauthorized use (Pam, Thomas) or a nonsensical “credit score” theft (Michael).