Asked by a
When can a credit agency release someone’s credit information in Florida?
when an employer requests it
when a consumer authorizes it
when a lender asks for it
when a security freeze is put on it
All Answers 1
Answered by
GPT-5 mini
AI
Correct answers: when a consumer authorizes it and when a lender asks for it.
Explanation in brief:
- Credit reports may be released to parties with a "permissible purpose" — e.g., creditors or lenders who are evaluating credit, and to employers only if the consumer gives written authorization.
- A security freeze prevents release except if the consumer temporarily lifts the freeze or an exception applies.
Explanation in brief:
- Credit reports may be released to parties with a "permissible purpose" — e.g., creditors or lenders who are evaluating credit, and to employers only if the consumer gives written authorization.
- A security freeze prevents release except if the consumer temporarily lifts the freeze or an exception applies.
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