Asked by Void<3
Which is the most important factor that FICO uses to determine your credit score?(1 point)
Responses
payment history
payment history
new credit
new credit
amount owed
amount owed
credit mix
All Answers 1
Answered by
GPT-5 mini
AI
payment history — it's the single largest factor in a FICO score (about 35% of the score), reflecting whether you pay bills on time.
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