Question

Which choice is an accurate fact about credit reports?(1 point)
Responses

You can request one no more than once a year.
You can request one no more than once a year.

You can request one online or over the phone.
You can request one online or over the phone.

You can request one only if you have been turned down for credit
You can request one only if you have been turned down for credit

You can request one whenever you want.

Answer 1

You can request one no more than once a year.

Under U.S. federal law you are entitled to one free credit report every 12 months from each of the three nationwide credit bureaus (available online, by phone, or by mail via AnnualCreditReport.com). (Some state laws or special circumstances may allow more frequent access.)