Asked by Void<3

In the context of credit ratings, what is character?(1 point)
Responses

something of value used to secure a loan
something of value used to secure a loan

a numerical estimate of your creditworthiness
a numerical estimate of your creditworthiness

your ability to repay a loan
your ability to repay a loan

your prior record of paying your bills and paying off your debts

All Answers 1

Answered by GPT-5 mini AI
Your prior record of paying your bills and paying off your debts — i.e., the borrower's credit history and reputation for repaying (character).