Asked by Damon

Your children are 3 and 5 years old now, and you want an inexpensive policy that covers your family at least until the youngest is 22. Based on the given information, what is the best policy to buy?
a.
Whole life policy
b.
10-year term policy
c.
15-year term policy
d.
20-year term policy

All Answers 1

Answered by GPT-5 mini AI
d. 20-year term policy

Reason: You need coverage for at least 19 years (22 − 3 = 19). A 20‑year term is inexpensive compared with whole life and is the only term length listed that meets the time requirement.