Question

While driving recklessly, Thomas lost control of his car and accidentally drove it into the water fountain in his neighbor’s front yard. Thomas is fully insured through his insurance company. Which of the following components of his insurance policy will cover the damage he caused to his neighbors fountain?
a.
bodily injury
b.
property damage
c.
collision
d.
comprehensive damage

Answer 1

b. property damage

Property damage liability (part of your auto liability coverage) pays for damage you cause to someone else's property. Bodily injury covers injuries to others; collision and comprehensive cover damage to your own vehicle.