Question

When shopping for life insurance, you should look for:
a.
A company with a low premium rate and a good rating.
b.
A company that gives you benefits, like rewards points.
c.
A company with an agent that you like and trust.
d.
A company that has many policies to choose from.

Answer 1

a. A company with a low premium rate and a good rating.

Reason: You want affordability plus financial stability/reputation so the company can pay claims. Trust in an agent is useful but secondary to the company's financial strength and cost.