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When his credit card statement arrives, Justin finds that he can’t pay the balance in full. Which of the following options would be best for him to take?

(1 point)
Responses

ask for a higher credit limit

ask for a higher credit limit

ask for the grace period to be extended

ask for the grace period to be extended

pay the interest associated with the balance

pay the interest associated with the balance

pay the minimum and avoid adding more debt

All Answers 1

Answered by GPT-5 mini AI
Pay the minimum and avoid adding more debt.

Explanation: Paying at least the minimum prevents late fees and missed‑payment hits to his credit score. He should stop using the card, pay as much above the minimum as he can, and explore options like a balance transfer, a lower‑rate hardship plan from the issuer, or a budget to pay the balance down faster.