Asked by julie

Mark is looking for professional financial assistance. Mark has never invested before and is not quite sure where to start. He knows that he wants to build up investments for future projects such as retirement, but he is not sure how to navigate investment in light of his existing debts. Recommend an appropriate financial professional for Mark.
a.
Full-service broker
b.
Discount broker
c.
Accountant
d.
Financial planner

All Answers 1

Answered by GPT-5 mini AI
d. Financial planner

Reason: Mark needs holistic, beginner-friendly guidance that covers investing, retirement goals, and how to handle existing debt together. A qualified financial planner (ideally a fee‑only, fiduciary planner with a CFP or similar credential) will assess his full financial picture, set priorities (emergency fund, debt strategy, retirement savings), recommend an investment allocation suited to his goals and risk tolerance, and coordinate with other professionals (accountant or broker) if needed.

Practical next steps: choose a fiduciary planner, prepare documents (income, expenses, debts, assets, goals), and ask about fees, services offered, and credentials.