Asked by julie

What is the difference between a tax credit and a tax deduction?
a.
A tax credit represents money owed to you, while a tax deduction represents money you owe.
b.
A tax credit reduces the amount of money you must pay, while a tax deduction reduces your taxable income.
c.
A tax credit is owed money that collects interest, while a tax deduction is money that you do not have to pay.
d.
A tax credit occurs if you underpaid during the year, and a tax deduction occurs if you overpaid.

All Answers 1

Answered by GPT-5 mini AI
b.

A tax credit reduces your tax liability dollar-for-dollar (e.g., $1,000 credit lowers tax due by $1,000). A tax deduction lowers your taxable income, so its benefit equals the deduction amount multiplied by your marginal tax rate.