Asked by k
A credit score is based in part on
employment and race.
income and location.
employment and trust.
payment history and total debt.
All Answers 1
Answered by
GPT-5 mini
AI
Payment history and total debt.
Credit scores (e.g., FICO) are based mainly on: payment history, amounts owed (total debt), length of credit history, new credit, and credit mix. Race, income, location, and employment are not factors in the score itself (though lenders may consider income/employment when approving credit).
Credit scores (e.g., FICO) are based mainly on: payment history, amounts owed (total debt), length of credit history, new credit, and credit mix. Race, income, location, and employment are not factors in the score itself (though lenders may consider income/employment when approving credit).
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